Planning a Major Expense? How to Keep the Cost of Borrowing Under Control Large expenses are often difficult to meet entirely from monthly income. A major home repair, renovation or another substantial one-off cost can lead households to investigate finance

  How People With Bad Credit Can Prepare for a Loan Application Applying for finance after previous payment difficulties requires preparation. Understanding what appears on a credit record, knowing the household budget and calculating the required amount can

  Choosing Debt Consolidation as a Homeowner: A Practical Checklist Homeowners dealing with several debts may have more refinancing options than renters because available property equity can potentially support additional borrowing. Having more options can be

  Personal Borrowing With a CCJ: What Applicants Should Compare Personal loans are commonly used for major purchases, repairs and other one-off expenses, but previous credit problems can affect which products and rates are available. A County Court Judgment c

  Bad Credit and CCJs: How to Avoid Making an Expensive Borrowing Decision Financial difficulties can happen after job loss, unexpected expenses, relationship changes or periods when household income simply fails to keep pace with commitments. Once adverse in